Law Office Of Ernest A Aponte

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In today's economy, bankruptcy is becoming much more common. It does not discriminate based on who you are, where you live, or what kind of job you have. Anyone can find him or herself underwater due to credit card or medical debt, job loss or an unaffordable mortgage. Bankruptcy gives you time to sort out your finances under the protection of the court. Filing for personal bankruptcy is your legal right. At the Southern New Jersey law offices of Ernest A. Aponte, we help individuals and families through the process of filing for Chapter 7 or Chapter 13 bankruptcy. Contact us to schedule a free initial consultation with an experienced bankruptcy lawyer. We can help you make a fresh start. Benefits of Filing for Bankruptcy When you are overwhelmed by debt, filing for bankruptcy may be your best option for debt relief. Once you have filed bankruptcy, an automatic stay is put into place, stopping all collection actions against you. Harassing calls and letters from creditors will cease. Wage garnishments and repossessions will stop. Foreclosure proceedings will come to a halt.