As a SEFCU member, you are much more than a customer - you are an owner. Our members are also shareholders and enjoy all the unique privileges that come with credit union ownership! As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships, benefits that keep growing with each passing year to help you achieve your purpose.Established in 1934, today SEFCU is among the 50 largest credit unions in the U.S. with more than $2.7 billion in assets, over 300,000 members. Banking, Vehicle Loans, Personal Loans, Insurance, Investing, Lines of Credit, Credit Cards visit one of our Binghamton Branches for all your banking needs.
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Changing Lives Every Day

Hours
Regular Hours
Mon - Fri:
Sat - SunClosed
Services/Products
  • Brokerage Services
  • Referrals
  • Equal Housing Lender
  • No ATM Fees
  • Money Transfer
  • Online Banking
  • Direct Deposit
  • Free Quotes
  • 24-Hour Phone Banking
  • Credit Reports
  • Volume Discounts
  • Free Pre-Approvals
  • AAA Discounts
  • Money Orders
  • First Time Buyers
  • Industrial Banks
  • Banking
  • Phone Banking
  • Foreign Currency Exchange
  • Online Mortgages
  • Military Discounts
  • Real Estate Appraisals
  • Wealth Management
  • Agricultural Credit Unions
  • No Equity Required
  • No Monthly Service Charges
  • Financing
  • Senior Programs
  • Asset Management
  • Investment Services
  • No Minimum Balance Required
  • Credit Counseling
  • Tax Planning
  • Online Applications
  • Business Valuations
  • Night Deposits
  • Traveler's Checks
  • Treasury Management
  • Senior Discounts
  • Income Protection
  • Student Discounts
  • Credit Cards
  • Federal Credit Unions
  • Estate Planning
  • Check Cashing
  • Regional Banks
  • Equipment Leasing
  • Wholesale Lending
  • Courier Services
  • TDD Services
  • Merchant Services
  • Retail Banks
  • 24-Hour Availability
  • Parking
  • Rate Lock-Ins
  • National Banks
  • Accelerated Payments
  • Online Payments
  • Appraisals
  • No Credit Check Required
  • Debt Elimination
  • No Closing Costs
  • Hard Money Lending
  • Bank by Mail
  • Phone Applications
  • International Business Services
  • 24-Hour Approvals
  • Industrial Mortgages
  • Fax Applications
  • Title Loans
  • ATM Machines
  • Foreclosures & Repossessions
  • Free Pre-Qualifications
  • Consumer Protection
  • Electronic Funds Transfer
  • International Services
  • Collections
  • Closing Services
  • Consultations
  • Commercial Banks
  • Refinancing
  • Escrow Services
  • 24 Hour Banking
  • Pick-Up Services
  • Short Sales
  • No Application Fees
  • Loan Modification
  • Notary Services
  • Pawnbroker Services
  • Aircraft Loans
  • Coupons
  • Corporate Accounts
  • Bill Paying
  • No Income Verifications
  • Warranties
  • Retirement Planning
  • Direct Lender
  • No Down Payment Required
  • Education Savings Plans
  • Delivery Services
  • Small Business Services
  • Overdraft Protection
  • Drive Through
  • Credit Union
  • Branch Locations
  • Payroll Administration
  • Trusts
  • Free Consultations
  • Loan Brokers
  • Rate Tracking
  • Bad Credit Financing
  • Federal Reserve Banks
  • Financial Planning
  • Student Banking
  • Safe Deposit Boxes
  • Debit Cards
  • Debt Consolidation
  • Construction Loans
  • Loans
  • Keogh Accounts
  • Investment Property Loans
  • Export Financing
  • Business Equipment Leasing
  • Cash Loans
  • Tax Advantage Loans
  • Equipment Financing
  • Equipment Leasing Loans
  • Bad Credit Loans
  • Self-Employed Loans
  • Franchise Loans
  • Revolving Accounts
  • Auto Loans
  • Fannie Mae Loans
  • Interest Checking Accounts
  • Interest-Only Loans
  • Home Construction Loans
  • Boat Loans
  • Credit Checks
  • Venture Capital
  • Consumer Loans
  • Collateral Loans
  • Bonds
  • Equity Loans
  • Personal Loans
  • Credit Lines
  • Deposit Insurance
  • VA Loans
  • Remodeling Loans
  • Working Capital
  • FHA Loans
  • Commercial Properties
  • Asset-Based Financing
  • Tax Loans
  • Mortgages
  • Adjustable Rate Loans
  • Cash Advances
  • Home Improvement Loans
  • Bridge Loans
  • 401k Plans
  • Inventory Financing
  • Small Business Loans
  • Annuities
  • Home Equity Loans
  • Military Loans
  • Online Loans
  • Recreational Vehicle Loans
  • Conventional Loans
  • Institutional Loans
  • Zero Point Loans
  • Bond Certificates
  • Roth Individual Retirement Accounts
  • Import Financing
  • Blanket Loans
  • Farm Loans
  • Certificates of Deposit
  • Balloon Loans
  • Fixed Rate Loans
  • Business Checking Accounts
  • Student Loans
  • Multiple Mortgages
  • Secured Loans
  • Mutual Funds
  • Land Loans
  • ATM Cards
  • Jumbo Loans
  • Children's Savings Accounts
  • Reverse Mortgages
  • Mobile Home Loans
  • Checking Accounts
  • Real Estate Loans
  • Business Loans
  • Money Market Accounts
  • Motorcycle Loans
  • Savings Accounts
  • Unsecured Loans
  • Refinancing Loans
  • Alternative Loans
  • Second Mortgages
  • Individual Retirement Accounts
  • Vacation Accounts
Payment method
master card, check, discover, money order, visa
Categories
Banks, Credit Unions, Financing Services, Mortgages