John Adams Mortgage - Birmingham

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CLOSED NOW - Opens at 9:00am

Do not waste your time, your money, or your opportunity!! Stay clear! The only impression that I am left with is that either these people are clearly idiots or money-hungry criminals. Their underwriting team has you jumping through what is likely every real estate hoop available. I almost lost the seller's interest and my interest rate because of how long the underwriting process took. Fortunately, I continued paying them to keep my interest rate locked, lol.



A few of the things that they required was for the sellers to repaint were there was chipping paint and to sand the hardwood floors because of some stains. These were things that I was going to do myself for the cost of my own labor. Instead I had to pay towards the cost of these repairs. Even though my monies were already verified, and I had far more than enough for closing, I still needed to provide documentation for a deposit made well after the process had started.



As if this wasn't enough, the assistant to the mortgage broker could never call me or email me on time with time sensitive material. You heard right, I worked with the assistant. I worked with the assistant through 85% of this process and only heard from the mtg. banker in the beginning and the end. Anyway, the assistant would email me near the end of the day (4:45pm) with a request that must be met by the end of the business day (5:00pm). This did not happen just once either.



All in all, it has been quite difficult to just get up and start over, so I have stuck it out with these buffoons. I might be closing tomorrow, but this is tentative yet. On top of the headache, I've racked up an additional $2300 in closing.



Conclusion: DO NOT WORK WITH THESE IDIOTS!!



***Additionally, id YP allowed for me to rate with 0 of 5 stars, I would***