MCFM Inc

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RTW is a provider of workers' compensation, disability and absence management solutions. Knowing that employees are a company s greatest assets, it has a proprietary process to identify potentially high-cost claims within the first 48 hours of an injury event. The company identifies problems early using its proprietary ID15 processes and then intervenes using its exclusive proprietary blueprint, the RTW Solution. The company offers its services for insured customers through its wholly owned workers' compensation insurance subsidiaries, American Compensation Insurance Company and Bloomington Compensation Insurance Company. For self-insured, large deductible and state fund employers, it offers services through its service division, Absentia. RTW is headquartered in Bloomington, Minn.