Hamlin Bank & Trust Co

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CLOSED NOW - Opens at 9:00am

If you're looking for a mortgage, Hamlin is a little less strict with their requirements. We got a mortgage through them a short time ago, and we don't have perfect credit and have very little actual credit history.



Other banks in the area refused us for a loan because we didn't have enough recent credit history. (No credit cards, car loans, etc) We decided to take a chance with Hamlin, since many of our friends and family members recommended them. However, the "customer service" was absolutely deplorable. Our loan officer, M, seemed to be rude from day one. She refused to sit down and speak with us to figure out how much we could afford or even if they would consider lending us the money. We needed a sales agreement BEFORE they would let us know if we had the loan. Okay...a bit backwards, but we went for it anyway. When we had questions or concerns and spoke to her during the process, our loan officer was usually very rude and seemed as if we were annoying / bothering her. She also insisted on speaking to us like we were complete dolts and talked down to us.



Bottom line? If you have decent enough credit, I'd recommend going elsewhere. Otherwise, Hamlin is an okay option, if you have enough income and fair credit. But, be prepared to be treated like a second class idiot...