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Cambridge State Bank offers automated products and services, such as payroll and pension direct deposits, ATM cards, Internet banking, electronic funds transfers and telephone banking. Its personal services include checking and savings accounts, credit cards, financial calculators and gift cards. Its Touch Tone Teller service provides 24-hour access to the account from any touch-tone telephone. Its customer service representatives provide personalized services by assisting in banking transactions. The bank offers consumer loans for a new car, home improvement and debt consolidation. Its loan officers give advice about commercial, real estate and consumer loans. Located in Cambridge, Wis., it offers financial calculators that assist in planning, estimating and exploring financial options. The bank offers a variety of business savings and money market programs. Its business Visa card programs help in managing and tracking day-to-day business expenses.