Bay Federal Credit Union

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Based in Watsonville, Calif., Bay Federal Credit Union is a full-service financial cooperative providing personal and business banking services. Some of the bank services feature checking, savings, money market, individual retirement arrangement (IRAs), certificates, new and used auto loans, personal loans, lines of credit, ATM and VISA cards, worldwide ATM access, mortgage loans, direct deposit and payroll deduction, discount tickets and cards. Bay Federal Investment Services provides financial planning. Extra amenities available at the Bay Federal Credit Union include postage stamp machine inside the branch, drive-up ATM machine, coin counting machine, night deposit box, ATM machine outside branch, Internet-banking cafe, lending center and ATM machine inside branch. The National Credit Union Administration accredited institution is an Equal Housing Lender.