Spectrum Asset Management

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Lambent Risk Management Services, Inc, was originally conceived to bring superior Group Benefits and services to underserved markets. The focus was to bring together a team of experienced brokers, underwriters, and technicians dedicated to that process. Only the most experienced people from the largest brokerage firms and insurance companies are recruited to join the company. Today, the Lambent team has over 100 years of insurance experience encompassing many different disciplines and practices. With the constantly changing financial and social landscape, Lambent is dedicated to providing solutions to their client 's challenges through innovation, creativity and adaptability. These solutions are brought forth through a commitment to quality service and understanding our client 's needs. Risk Management, Loss Control, and Claims Management play important roles to assure the maximum benefit from a retrospective type program. Lambent 's experience pool has a wide range knowledge that allows Lambent to pursue and manage small and large clients from Private Sector to entities in the Public Sector. This includes Technology, Service, Transportation, and Construction business. Lambent RMS, Inc is uniquely qualified to address and provide your organization with individually tailored, innovative and creative solutions to your human capital needs. We can provide a link between your Human Capital and Business strategies. In meeting your human capital challenges we can identify your human capital exposures and provide you with cost effective group life, health, disability and retirement plans designed to both meet expectations of your human resources, increase human capital performance and improve your bottom line financial results. Lambent Risk Management Services, Inc, an insurance brokerage and consulting firm was founded in 2000, by Shirley A. Evans Wofford, whose background includes more than 30 years of experience in the insurance industry. Shirley's purpose, to provide a more focused and individualized approach to the provision of insurance brokerage services, continues to be the reason for our company's rapid growth. Among our staff of professionals, Lambent Risk Management Services, Inc counts well over 100 years of risk management and insurance industry technical experience. Lambent is experienced in the design of programs, marketing and servicing of large, middle market and smaller accounts. Lambent can provide comprehensive risk management services ranging from common property & casualty coverage to complex large deductible programs along with in-house specialty lines expertise in Executive Risk and Human Risk exposures such as Healthcare. Lambent Risk Management conscientiously maintains a robust network of professional associations able to deliver seamless additional specialties whenever the need is identified. Lambent provides creative, legitimate and proven talents which can form the foundation of a truly effective minority business partnership with clients and other business stake holders.