Simplicity Bank

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K-Fed Mutual Holding Company is a federally chartered mutual holding company that was formed in 2003 in connection with the mutual holding company reorganization of Kaiser Federal Bank. Its subsidiary, K-Fed Bancorp, provides investment management services. Kaiser Federal Bank is a full-service bank that provides a range of personal and commercial banking services. It offers savings, business checking and individual retirement accounts, as well as certificates of deposit. Kaiser Federal Bank provides Internet and phone banking, check imaging, overdraft protection and direct deposit services. It additionally offers debit and credit cards, ATMs and traveler s checks. The bank provides commercial real estate, auto, home, personal and home improvement loans. Its online services include personal e-mail accounts, account statements, and bill payments and transfers. K-Fed Mutual Holding Company is located in Covina, Calif.