Melo, Rubens, MLO

Write a Review858-354-1027

Rubens proudly serves clients in the Del Mar, CA area. Rubens has 18 years of experience as a Senior Home Lending Advisor and specializes in pre-qualification, lending to self-employed clients, fixed-rate mortgages, adjustable-rate mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Rubens is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Rubens can help you get a clear picture of what might work best for you. Rubens will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Rubens wants to ensure that you have a positive home lending experience.