Gallagher, Stephen, MLO

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Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution thats right for them. Citizens is one of the nations oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needsbuying a home, building a home, or refinancing an existing mortgagewell provide answers and insights to guide you through the process, from application to closing.