Mountain Valley Bank, N.A.

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Formed in 1992 with the merger of the First National Bank of Parsons and the Bank of Mill Creek, Mountain Valley Bank is a full-service financial institution offering a wide range of banking services. The bank s offerings include a number of personal checking and savings account plans, a complete line of business banking services, a variety of secured and unsecured loan products, several private and commercial mortgages, certificates of deposit, online banking and bill paying services, money market accounts, automated teller machines, 24-hour telephone banking services, individual retirement accounts, numerous home equity and construction loans, safe deposit boxes and drive-through banking. Mountain Valley Bank maintains its corporate headquarters and main banking facility in Elkins, W.Va., and operates branch offices in the West Virginia cities of Mill Creek, Parsons and Elkins.