Cps

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Founded in 1991, CPS, also known as Consumer Portfolio Services, is an independent specialty finance company. It provides indirect automobile financing for individuals with credit problems, low-income and limited credit histories. The company purchases retail installment sales contracts from franchised automobile dealerships. It operates several branches in Virginia, Florida and Illinois. CPS staffs more than 870 employees who serve over 160,000 customers. The company has a partnership with an automotive retail Internet provider. Additionally, it offers a range of financial programs. The company provides a citizenship program for community-based groups, including homeless and underprivileged individuals and people with disabilities. CPS also offers online services for account maintenance.