Richard Hayes

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As a licensed mortgage loan originator with a robust background in finance, I bring an analytical edge to your home financing journey. My approach is not just about transactions; it's about transformation through education. I ensure my clients are well-informed, empowering them to make decisions that are not only smart but also tailored to their unique financial landscapes. With extensive experience in residential home improvements as a contractor and a proud history as a disabled Army veteran, I offer a unique perspective that combines practical home knowledge with financial acumen. This blend allows me to guide clients through the complexities of mortgage options with clarity and confidence.