International Mortgage & Finance Group Inc

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International Mortgage & Finance Group Inc

At International Mortgage & Finance Group we understand that owning your own home has always been a part of the American Dream. With today's low mortgage rates and a variety of financing options, we here at International Mortgage & Finance Group will help make your home ownership goals a reality. Whether you are going through the home buying process for the first time or are looking to refinance, we are here to assist you in choosing the right program. If this is your first time going through the process, it most likely will be the most significant purchase you have made in your lifetime. Let us assist you in your mortgage needs.

FHA Loans:

A popular loan option for first time homebuyers or those seeking a low down payment loan.

 Flexible income, credit, and down payment qualifications              

U.S. government insured  10, 20, 30 year fixed rate terms or 3/1 & 5/1 adjustable rate terms   VA Loans:

Eligible veterans of U.S. armed forces receive government home mortgage benefits and flexible requirements.

 Low to no down payment option  No mortgage insurance premium (MIP)  10, 15, 20, 25, 30 year fixed rate terms or 3/1 & 5/1 adjustable rate terms  

Conventional:

The standard home loan for borrowers with good credit history, sufficient income and stable employment.

 Competitive rates  Low closing costs and flexible payment options  10, 15, 20, 25, 30 year fixed rate term option or 3/1, 5/1, 7/1 & 10/1 adjustable rate term options.   Home Affordable Refinance Program (HARP):

Home Affordable Refinance Program (HARP) may help homeowners make payments more manageable.

 Refinance to a fixed or adjustable rate  Lock in a lower rate and reduce the principal and interest of your monthly payments (total finance charges may be higher over the life of the loan)

 Little to no equity required  Protect your credit and get back on track   Jumbo Loans:

If you need a bigger mortgage, get a Jumbo Loan.

 Competitive rates  10, 15, 20, 25, 30 year fixed rate term option or 5/1 & 7/1 adjustable rate term option.   USDA:

A Rural Development loan designed for low income homebuyers that live in a non-suburban or urban county.

 Great for low income borrowers  Designed for non-suburban or urban counties  100% financing   FHA 203K:

A 203K is a type of federally insured mortgage product for individuals who want to rehabilitate or repair a damaged home that will become their primary residence. In addition to the funds to cover the purchase price of the house, the FHA 203(k) loan provides the money needed for repairs and related expenses as part of the loan.

 Great for remodeling and renovations