Charlton, James, MLO

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James proudly serves clients in The Los Angeles area and specializes in pre-qualification, lending to borrowers with limited credit history, fixed-rate mortgages, adjustable-rate mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, James is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, James can help you get a clear picture of what might work best for you. James will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, James wants to ensure that you have a positive home lending experience.