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Citizens Insurance Services is a provider of insurance products and services. The company is a subsidiary of Citizens National Bank. Citizens National Bank is a financial institution that provides personal and business banking products and services. The company s personal banking products include free and interest-bearing checking accounts, savings accounts, individual retirement accounts, certificates of deposit, letters of credit, money orders, night depository, safe deposit boxes, securities, stocks, savings bonds, transfers of funds, mortgages, home equity lines of credit, automobile loans, student loans and travelers checks. Its business banking products include commercial loans, agricultural loans and checking accounts. Citizens National Bank operates branch locations in Roseville, Bunker Hill, Carlinville, Galva and Staunton, Ill. Citizens National Bank and Citizens Insurance Services are headquartered in Macomb, Ill.