Hayward, Parker & O'Leary

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Our Middletown New York bankruptcy lawyers focus on consumer bankruptcy law and the protection of debtors rights. At Hayward, Parker O'leary, Esqs. our bankruptcy law firm focuses its practice on consumer bankruptcy law and the protection of debtors rights. Attorney Michael O'leary devotes his entire career to helping clients obtain Debt Relief and representing them in two types of consumer bankruptcy which involves the elimination of credit card debt, medical debt and unsecured loans and which involves repaying your debt over a period of time with manageable monthly payments, and can be used to stop a foreclosure of your home Our bankruptcy law firm understands how humiliating it can be to be on the receiving end of constant Creditor Harassment, at home and at work, from debt collectors and collection agencies . We can help you eliminate this Creditor Harassment and obtain peace of mind and a fresh start, making you able to answer the telephone without fear of creditor abuse. If your house is in Foreclosure we can help you bring the legal proceedings to an immediate halt, allowing you to repay the missed payments over a period of up to five years. Our bankruptcy attorneys do not represent big businesses in Chapter 11 bankruptcy which involves corporate reorganizations, nor do we represent creditors. We only represent people like you who are struggling to pay their debts or save their homes from foreclosure. Our bankruptcy law firm is dedicated to helping good people overcome their excessive debt and free themselves from the harassment of creditors. We offer solutions through Chapter 7 Bankruptcy and Chapter 13 Bankruptcy and sometimes other Bankruptcy Alternatives . discuss and evaluate your financial situation. Is your answer yes to any of the following questions Have these problems caused you to accumulate a pile of bills that you will be unable to pay in the foreseeable future Is a secured creditor threatening foreclosure or repossession Are unsecured creditors filing lawsuits, or threatening to file them Has a creditor placed a restraint against your bank account Has the Sheriff seized an asset i.e. automobile, etc. of yours If you answered yes to any of these questions, then you should contact us to arrange a Free Bankruptcy Consultation . Bankruptcy can be a powerful tool in the hands of a skilled bankruptcy lawyer. Discharging your excessive debt through bankruptcy can be the first step toward achieving financial stability. Catching up on your past due mortgage payments through a Court approved repayment Plan in a can save your home from foreclosure. To learn more about bankruptcy, please read these sections on our website Call our office today at and speak to Attorney Michael O Leary to arrange a free consultation to discuss your options regarding bankruptcy and other alternatives to bankruptcy. Attorney Michael O Leary has been practicing bankruptcy law for the past 28 years, his entire career. He is well respected in the bankruptcy community, and his clients frequently praise him for his personalized service and sound legal advice. Michael O Leary is also a member of the U.S. Trustee Chapter 7 Bankruptcy Panel, serving the Poughkeepsie Bankruptcy Court. This is Attorney Advertising. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer client relationship.