PHH Home Loans

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PHH Home Loans is a residential mortgage originator. The company helps customers prequalify for home mortgages, locate lenders, apply online and determine what documents they need. The company makes a variety of home mortgage loans including, 30-year and 15-year fixed rate mortgages, various period adjustable rate mortgages, seven-year and five-year balloon mortgages, first-time buyer programs, stated income programs, imperfect credit programs, home equity lines of credit, home equity fixed loans and other debt consolidation and home improvement programs. The company lends in all states. Referrals from previous customers and local real estate professionals deliver the majority of the company's production.