Affordable Home Insurance Agency serves the Destin, Florida area. As we are an independent insurance agency, we are able to provide our clients with policies that fit their every need. From a standard homeowner's insurance policy to coverage for a luxury home, we have friendly and knowledgeable insurance agents standing by to help you. Beyond homeowners insurance, we offer a number of insurance policies including:
  • Life
  • Auto
  • Renter's
  • Health Additionally, we offer several different property policies, including wind and flood protection, as well as coverage for high-risk homeowners. With our various home insurance carriers, we can offer you the most affordable rates. Please call Affordable Home Insurance Agency today for more information.
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    Reviews

    04/10/2011

    If you have insurance you need to have Affordable Home Insurace!

    So I am gettin non renewed by a firm in Fort Walton Beach just like 150 other people. I called that outfit for 2 weeks with no response. Then I make a call to Brian B. at Affordable Home Insurance and in the matter of a 10 minute conversation, Brian told me how to save $800 just by being a down to earth agent. He explained that I probably had discounts in my home that no one even suggested that I did. GUESS WHAT, I did. THANK YOU BRIAN..........If anyone reads this, Call Brian Brennan at Affordable Home Insurance, He is only a straight shooter but a awesome agent that tells you how to save $!Sincerely,Colonel Dave

    Chris

    02/14/2011

    Not sure what to think...

    I found this Ins Comp by accident and called because I couldnt believe some of the rates people were getting. They gave me info other companies didnt, and I felt comfortable with the way they handled business. I bought this ins for around $1400 and saved almost $500 over the next closest rate through another comp. Then about 3 months later I received 6 different letters in the mail from Affordable Home Ins, all with different rates, prices, and info regarding my policy. I called and they told me it was just documentation stating wind mit, flood, etc. About a week after that I got another letter in the mail stating that my ins was about to be canceled. I called them immediately and the said I owed an extra $150. I stated that I paid the 1st year up-front which is standard, and she said they had made a mistake when filing my ins and that i needed to pay the difference. By the time my mortgage company paid the extra thru escrow, my ins was canceled and they raised my rate.

    07/29/2010

    Homeowners Insurance

    Brian B., is top-notch!! He even suggested a wind mitigation to reduce our insurance. First time I heard of such a thing. Saved me over $600 for $75!! I was elated. Hope I never have to use the insurance...but if I do...somehow I think they will be just as helpful. Also...tried to talk and ask in Crestview and two agents that I contacted...NEVER called me back. Brian B. did! Hightly recommended!! Go Affordable!!

    12/04/2009

    Great Service

    I just purchased a new homeowner's polciy with this agency and all I can say is WOW! I dealt with Ken Spraggins, outstanding customer service and always available to help me along the way. The best part is, I am now saving money and have increased my coverage amounts! Thanks Ken for all your efforts and keeping my best interest in mind, I will be back!

    10/05/2009

    Thank You

    I want to thank you AFFORDABLE HOME INSURANCE. I'm now in my new home due to you great rates and unbelievable customer service. Thank you and I plan on referring everyone I come in contact with!Sincerely, Janice Ross

    09/28/2009

    Best Insurance Company in Destin!!!

    Affordable Home Insurance is awesome! They are the most professional company I have ever talked to. They quoted me with 10 different companies to find me the best rates on all of my insurance needs. They saved me thousands of dollars on my insurance and not only that, they explained how I can save money in the future. Brian Brennan (my agent) is very professional and an unbelievable to work with. I recommend everyone that has insurance needs to use them !

    09/01/2009

    Outstanding service

    My wife and I recently purchased homeowner's insurance from Ken Spraggins at Affordable Insurance. I can't give him enough praise for how well the process went for us. This is a second home for my wife and I so we really wanted everything to go smoothly, since we are primarily living in another state entirely. His profesionalism was beyond our expectations. We were so pleased and will continue to recommend his exceptional service.

    More Business Info

    Independent Agent For Affordable Insurance.

    Hours
    Regular Hours
    Mon - Fri:
    Sat - SunClosed
    Services/Products
    • Auto
    • Commercial
    • Renters
    • Flood
    • Health
    • Independent Insurance Agents
    • Life
    • health
    • Condo
    • Home
    • Property
    • Boat
    • Group Life Insurance
    • Fire Insurance
    • Disaster Insurance
    • Life Insurance
    • Burial Insurance
    • Moving Insurance
    • Commercial Property Insurance
    • Property Insurance
    • Motorcycle Insurance
    • Accident Insurance
    • Group Plans
    • Flood Insurance
    • Whole Life Insurance
    • Boat Insurance
    • Supplemental Insurance
    • Business Owner Insurance
    • Casualty Insurance
    • Theft Insurance
    • Liability Insurance
    • Building Insurance
    • Business Insurance
    • Auto Insurance
    • Universal Life Insurance
    • Health Insurance
    Brands
    Auto, Commercial, Flood, Hartford, Travelers
    Payment method
    cash, check
    Social Links
    Categories
    Business & Commercial Insurance, Health Insurance, Homeowners Insurance, Insurance, Life Insurance, Property & Casualty Insurance
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