United Credit Bureau

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THIS IS THE WORST COLLECTION AGENCY, THEY USE TACTICS THAT ARE AGAINST FDCPA.... THEY CONTACTED ME AND THREATEN TO FILE A LAW SUIT...THEY ARENT EVEN A LAW FIRM....JOHN TERRY IS THE RING LEADER OF THE CIRCUS OVER AT UCB MIRAMAR. THE MOST UNORGANIZED COLLECTION AGENCY YOU CAN THINK OF. THEY CONTACTED ME AND TOLD ME THEY WERE GOING TO TAKE ME TO COURT AND THEY THREATEND TO GARNISH MY WAGES....IF ANYTHING LIKE THIS HAPPENS TO YOU, MAKE SHURE YOU RECORD THE CONVERSATION AND YOU TAKE IT TO A (REAL) ATTORNEY. (UNLIKE THE ATTORNEY JOHN TERRY) CLAIMS TO BE..... JUST THINK UCB CAN END UP PAYING YOUR BILL!!!!!!!