Cogmed USA, Inc

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I was looking to refinance and was referred to Dennis Papiernik and Added Value by my financial planner. I am so glad he did. Dennis is by far the most knowledgeable person I have ever meet regarding mortgages. He is a true professional at his craft.



He takes the time to explain various loan options and the impact of those decisions on your entire financial plan. The presentation is simple to understand and gave me the ability to for the first time fully understand what I was doing in selecting a mortgage.



If you are looking for simply the best advice around, give Dennis Papiernik a call, you will not regret it!