The Loan Modification Team

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What is a Loan Modification? The amendment of the loan to re-amortize (schedule) the remaining balance, and/or extending the current term of the loan in order to possibly reduce the monthly payment, the interest rate and/or loan balance for the borrower to remain in the loan and in the house. Many refer to the process as a "Fresh Start" Who qualifies for a Loan Modification? Anyone who can prove they are having a tough time!!!