Bickel, Ray, MLO

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Ray proudly serves clients in the New York, NY area. Ray has 10 years of experience as a Senior Home Lending Advisor and specializes in pre-qualification, lending to self-employed clients, low-to-moderate income lending programs, condo and co-op lending, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Ray is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Ray can help you get a clear picture of what might work best for you. Ray will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Ray wants to ensure that you have a positive home lending experience.