Equitable

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AXA Advisors, a limited-liability company, is the broker-dealer and investment advisor for AXA Financial. It is a member of the international AXA Group, a worldwide leader in financial protection and wealth management services. The parent company s main operations are based in Western Europe, North America and Asia-Pacific, and the company accumulated more than $1 trillion in client assets under its management at the close of December 2004. AXA Advisors, which includes more than 6,000 financial professionals, practice in communities throughout the continental United States, Hawaii, Puerto Rico and the Virgin Islands. The company oversees more than 3 million individual and financial clients. The company, which maintains an operation in New York, assists in financial, estate, retirement or business planning.