round the turn of the 20th century, state senator and owner of the Witmer Steele Lumber Co., Charles Steele, saw the need for a local bank people would feel comfortable with in his hometown of Northumberland, Pennsylvania. His idea caught on with his friends and community leaders. By 1903, the name, The Northumberland National Bank, had been chosen, funds were raised, and the bank charter was granted. The first official board meeting of The Northumberland National Bank took place in September of 1903 at the Republican Club in Northumberland. At this meeting, Charles Steele was elected bank president and G.R. Van Alen, vice president. Other members of that first board of directors were C.M. Howell, E.G. Van Alen, John Colt, William H. Mertz, H.F. Geise, Harris Seff, W.R. Bright, and M.H. Taggert.
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