NBT Capital Corp

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Established in 1998, NBT Capital Corp. is a venture capital corporation formed to assist new businesses. It is an operating subsidiary of NBT Bank, N.A., which is a full-service community bank formed in 1856. The bank provides a broad range of financial products to individuals, corporations and municipalities throughout New York, northeastern Pennsylvania and Vermont. It also offers a wide array of lending options, such as consumer, home equity, mortgages, small business and commercial loans. NBT Bank, N.A. conducts business through two operating divisions: NBT Bank and Pennstar Bank. It is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.