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The Norwood Cooperative Bank is an independent community bank that has been operational since 1889. The bank offers a variety of lending services, including mortgage, home equity, personal, commercial and education loans. It also offers automobile and small business loans. It offers various types of accounts, including personal and business checking and savings accounts. It provides individual retirement accounts and certificates of deposit. Its additional banking services include ATMs, credit cards and overdraft protection. Its online account access services include online statements, payments and fund transfers. Additionally, it provides 24-hour phone banking services. The Norwood Cooperative Bank is located in Norwood, Mass.