Jim Schilkoski - State Farm Insurance Agent

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I sold my motorcycle because I'm having my fourth back surgery. I just don't ride it enough, hardly any this year. I bought it new in 2013 and it has 3944 miles. Proof.

State Farm does not pro-rate motorcycle coverage. They say because they are ridden mostly in the warmer months, they have their own special pro-rating formula. Of course, their formula is heavily in their favor. For example, I paid over $400 in annual premium and owned the bike for a little over 6 months of the insured term. You would think a say $180 or so refund would be fair. Nooooo, not with State Farm. I received $66.80. Local SF agents and staff are the best. The low life, no-goods are at their headquarters thinking of more ways to screw the insured. They hide “behind the curtain” and their lawyer’s skirts. Avoid State Farm. I’m done.