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Tucker Johnston & Smelzer, also known as TJ&S, is a full-service property and employee benefit brokerage firm. Established in 1924, the firm offers a variety of insurance options. It provides health, dental, vision, life and short- and long-term disability insurance plans. Tucker Johnston & Smelzer offers 401(k) and long-term care policies, health savings and flexible spending accounts and reimbursement arrangements. The firm represents United Concordia, Clarity Vision, Benefit Coordinators, Assurant Employee Benefits, Benefit Coordinators, UnumProvident, Standard, MetLife, United Healthcare, Aetna and UPMC. Tucker Johnston & Smelzer maintains a work force of more than 20 employees and is located in Pittsburgh, Pa. It provides workers' compensation, fiduciary liability and computer fraud insurance policies.