American Property Loss Public Adjusters

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We are Public Insurance Adjusters. Why is that important to you? As public adjusters we are advocates for the policyholder in valuating and negotiating a policyholder's insurance claim. Public adjusters are licensed by state departments of insurance and are the only type of adjuster that is licensed by the state to legally represent the rights of an policyholder during the insurance claim process. A definition as outlined on Wikipedia of the types of insurance adjusters is as follows, "There are three classes of insurance claims adjusters: staff adjusters (employed by an insurance company or self-insured entity), independent adjusters (independent contractors hired by the insurance company) and public adjusters (employed by the policyholder). "Company" or "independent" adjusters can only legally represent the rights of an insurance company." Why would anyone want an adjuster that is employed by their insurance company be the only voice in how much it would cost to repair the damages to their property? That would be like being on trial for murder and having no lawyer to defend you. As you can see, there is a clear distinction between a "company" adjuster, who works on behalf of an insurance company, and a "public" adjuster who works on behalf of a policyholder... YOU.