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Northwest Georgia Bank is a locally owned bank that provides a wide range of financial products and services, including credit cards, loans, savings accounts, business services, personal finance, commercial banking and investment services. Its personal services include personal checking and savings accounts, certificates of deposit, Internet and telephone banking, safe deposit boxes, mortgage, personal loans and retirement accounts. The bank offers various checking accounts, such as Wall Street, VIP Free and Economy Interest Checking. Northwest Georgia Bank is located in Ringgold, Ga.