Kalkman, Nick, LO

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At Bell Bank Mortgage, located in Lilydale, MN, we have a simple philosophy we treat our customers how we would like to be treated. Your loan is not just another deal to us. Its a dream of homeownership or the realization of a refinance. When you work with us, youll benefit from our highly competitive rates, wide variety of loan programs and reputation for exceptional service, integrity and on-time closings. Every step of your financing is handled in house, which means faster answers, fewer headaches and peace of mind. Built on a solid foundation of doing the right thing means we put our clients best interests first, always. Bell Bank Mortgage, equal housing lender.