Gerard Insurance Services

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Ask yourself this questionâ?¦. How many carriers does your agent quote in order to provide you the most competitive pricing? Most competing insurance agencies are restricted to offering you 1 or 2 carriers because they are considered â??captive agentsâ?? and are employed by the carrier they represent. We are an independent Insurance agency, representing a multitude of companies. We believe you deserve the most competitive policy available. You are our employer. We are not employed by any one company.