Jose Cruz - Chase Home Lending Advisor - NMLS ID 457865

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With fluency in Spanish, Jose proudly serves clients in San Diego. Jose has 20 years of experience as a Senior Home Lending Advisor and specializes in preapproval, fixed-rate mortgages, adjustable-rate mortgages, FHA and VA mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Jose is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Jose can help you get a clear picture of what might work best for you. Jose will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Jose wants to ensure that you have a positive home lending experience.