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As your local New York Life agent and NYLIFE Securities registered representative, I offer insurance and investment products and services to help you protect what's important, invest for the long term, and prepare for the future. Any testimonial or endorsement shown is based on an individual's experience and may not be representative of the experience of other individuals or customers; is no guarantee of future performance or success. No direct or indirect payment or other compensation is provided to any person for a testimonial or endorsement appearing here. CA Ins Lic #0B49193