School's First Federal Credit Union

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Orange County Teachers Federal Credit Union (OCTFCU) is a financial cooperative and a not-for-profit organization. OCTFCU was founded in 1934 when a group of 126 school employees pooled together $1,200 to form a financial cooperative. Its members share ownership of its credit union and have democratic control (one member, one vote), electing from their midst a volunteer Board of Directors. All excess earnings are passed along to its members through competitive rates, expanded products and services, and lower fees.