AZ Financial, LLC is your Premier Mortgage Broker for all of your Arizona lending needs. We are a full service Mortgage Lender specializing in Conventional, VA, FHA, USDA, Jumbo and Reverse mortgages. As the number one rated Arizona mortgage banker, AZ Financial, LLC has greater control over your transaction and has the ability to quickly approve and close loans. In many cases, we are able to fund loans that other lenders might deny. There are always several mortgage options available, when comparing all of them it can be confusing and frustrating. Your new mortgage is the most important long-term decision, and without an honest seasoned mortgage loan originator acting on your behalf, you could be stuck in a very bad situation for a long time. We take the time to carefully listen to you and understand your goals, and then provide a consultative approach to helping you find the right loan. That's why we offer a vast array of loan programs that most other banks can't match. It's all about finding the right loan for you. We offer a variety of home loan solutions including Phoenix first-time home-buyer programs with down-payment assistance, FHA and VA, conventional, jumbo and super jumbo, reverse mortgages and more! This means that we will provide you with the most competitive loan that meets your unique needs. We are honored to help veterans refinance or buy their homes with the VA loan. Zero down for home purchases and 100% refinancing. FHA loans make qualifying for your new mortgage easy. A mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). Conventional Mortgage Loans a type of mortgage in which the underlying terms and conditions meet the funding criteria of Fannie Mae or Freddie Mac. Jumbo Home Loans take advantage of lower mortgage rates for loans up to $5,000,000. 15-year, 30-year, FHA and ARM jumbo loans available, depending on your area. Reverse Mortgage perfect for borrowers over the age of 62. Reverse Mortgages allow borrowers to convert their home equity into cash and defer the payment until their death or until they sell their home.
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Reviews

EB
Erin B.

03/10/2024

Provided by YP.com

As a first-time homebuyer, I was nervous, but Scott with AZ Financial, LLC made the process smooth and understandable. He wasn't just about getting a deal done – he took the time to educate me, presented multiple options tailored to my needs, and found the absolute best rate and costs. He also was easy to reach and able to work around my already busy schedule to accommodate my needs. I felt confident in my decisions and highly recommend him for all your home-buying needs

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Diego G.

04/06/2023

Provided by YP.com

Scott was great. he helped me understand the whole process and went over every page I was signing. He always replied to any question and explained everything until I understood it. He worked hard to save me money and fought for me to get the best offer. highly recommend him to anyone buying a home and is great for first time buyers who need the extra help and explanation of the whole process

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Deb E.

10/08/2022

Provided by YP.com

Scott Ray Gripman, AZ Financial, LLC

I had the good fortune of getting introduced to Scott Ray Gripman of Az Financial through my son. As a mortgage broker, Scott helped me refi my home. From the moment we engaged through to closing Scott worked hard to provide me the best loan options that met my financial needs. He exceeded every expectation throughout the whole process. Not only did Scott get me into the loan with the best reputable company and needed terms, he helped to move the process along very quickly with a closing occurring in 8 days from initial engagement! Up front we talked about my financial goals and how to best achieve them. He then made it so easy to gather all needed info that he would present to various top lenders and he secured and reviewed the best options. He shared all the numbers of the various options so we could make the best choice to move forward with. Scott is meticulous about every detail and he ensures accuracy and demands the best from his lenders and title companies. He knows what it takes to secure the best loan. I am a customer of Scott’s for life. He truly has his customers’ best interest at heart and he ensures success. Scott is recognized by his business partners and customers as a top broker in his field! He has achieved this through years of hard work, understanding his business, forging strong long term relationships in the field, building trust with his customers, and holding himself to high values of integrity and honesty. If you are not working with Scott at AZ Financial LLC then you are absolutely missing out! Thank you Scott for everything, you are amazing!!
Deb E

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Jamie S.

09/15/2021

Provided by YP.com

Scott is the best! I am so happy I was introduced to Scott. Not only did he successfully complete a home refi & cash out at record low interest rate, we became friends throughout the process. Scott got to know me and I felt like he truly had my best interest instead of making a fee. He made sure I was comfortable with what I was doing by explaining things twice to me if I needed…. So I could explain to my Dad what exactly I was doing :) Scott was even available later in the evening when the mobile title person came to my parents house to sign, we had a few questions during the signing and he kept his phone nearby to answer a last second question with title. Scott has years of experience which allows him to really understand the process, making things easy for me. I will happily refer family and friends to him. Thx again Scott

AL
Adina L.

07/08/2020

Provided by YP.com

Scott did an excellent job with our refinance and got us a low rate. He was always available to answer questions and make the process go smooth .

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Eric R.

04/08/2020

Provided by YP.com

Trust is Everything.

Scott Gripman never asked me to trust him. Instead, Scott consistently stated that, “Trust is everything”.
I am a 37 yr. old, Divorced, First Time Homebuyer and Marine Corps Veteran, who is also, a small business owner who moved from California to Arizona in August of 2019.
Rebuilding my Life, Credit History, Business Contacts and Cliental has not been easy and, at times, downright discouraging.
The process of qualifying for a loan to closing escrow on a house can be quite overwhelming and confusing.
I ask a lot of question for issues that I do not understand. Rarely did have I to ask questions to clarify issues, as Scott would Answer my questions before I even asked.
Quality vs. Quantity. I Trusted Scott when he told me that he would, “Take the time to fight for me during this process as a Veteran, A Business Owner, a Person working within a unique situation and a Friend.
I was approved for a Loan on March 1st 2020. On March 5th 2020 I put an offer on a house and on April 1st 2020 we closed Escrow.

The Ease with which Scott guided me through the Loan Process surpassed my Expectations of Service, Care and Professionalism. It was just as easy for me to give a 5 Star rating to Scott as it was for me to put my Trust in him.

I have complete Trust in Scott Gripman with AZ Financial.

When it comes to sending my Personal Friends and Family to the lender that will provide 5 star service, with the personal attention and Quality of commitment that was given to me, I have complete Confidence and Trust in Scott Gripman with AZ Financial

Thank you Scott Gripman with AZ Financial. You have earned my Trust and the Trust of future clients I will be referring your way.

Trust IS Everything.

(Sergeant)
Eric M. Reyes
United States Marine Corps (Veteran)
&
President: Reyes K-9, Inc.

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Jennifer K.

07/03/2018

Provided by YP.com

Scott was very professional and detail oriented through the entire process. He always was there to help with additional questions my husband and I had, even after normal business hours. His positive attitude and his willingness to go out of his way and provide us with quick answers put our minds at ease.

JL
Joe L.

06/18/2017

Provided by YPmobile

Closed a purchase with Scott and AZ Financial, LLC and it was by far the simplest mortgage loan process ever. Very fast closing 2 weeks and all done. I would definitely recommend Scott to anyone AAA+++ update 12/7/17 Scott Refinance me at a lower rate and no cost. Awesome!!! Thank you AZF!

Scott G.

10/02/2017

Provided by YPmobile

Lowest Interest Rate and Costs GUARANTEED! No closing cost options available. Loan characteristics: Full doc loan, 740 middle credit score, 75% loan to value, Rate and term loan, Full escrows, with minimum loan amount of 160k. Many other loan options and programs available if you do not meet the criteria above, still at the most competitive rates and costs online. Free consultation with no obligation. Call or email today for pre-qualification. Always ask for a Loan Estimate when shopping for a mortgage loan to make sure you have an apples to apples comparison. The LE is an itemization and breakdown of all your closing costs upfront.

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Tara T.

11/30/2017

Provided by YP.com

Let me first start off by saying that my fiance Joseph and I had the best experience with refinancing our home with Az financial and our amazing loan officer Scott Gripman. We have used Scott in the past and each time he has been great to work with. Thank you for making refinancing our home as easy as possible.

AP
Andre P.

06/15/2017

Provided by YP.com

I had been shopping around for quite some time. I was referring to Scott by another Financial company. Scott went above and beyond anything I had experienced in the past dealing with major banks and private lenders. Communication was spot on, always willing to clarify every little detail.

More Business Info

Trust is Everything!

Hours
Regular Hours
Mon - Fri:
Sat:
Sun:
Services/Products
We are honored to help veterans refinance or buy their homes with the VA loan. Zero down for home purchases and 100% refinancing. FHA loans make qualifying for your new mortgage easy. A mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). Conventional Mortgage Loans a type of mortgage in which the underlying terms and conditions meet the funding criteria of Fannie Mae or Freddie Mac. Jumbo Home Loans take advantage of lower mortgage rates for loans up to $5,000,000. 15-year, 30-year, FHA and ARM jumbo loans available, depending on your area. Reverse Mortgage perfect for borrowers over the age of 62. Reverse Mortgages allow borrowers to convert their home equity into cash and defer the payment until their death or until they sell their home.
Payment method
visa, mastercard, check
Location
We are located off of US-60 (Superstition Freeway) and S. Rural Road (just south .02 miles)
Languages
Spanish
Associations
BankRate - http://www.bankrate.com/mortgage/mortgage-lenders/AZFinancialLLC/10076
Categories
Financial Services, Mortgages, Reverse Mortgages