Harbor Capital Advisors Inc

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Harbor Capital Advisors is the investment adviser and provides management services to Harbor Fund. Subject to the approval of the Harbor Fund board of trustees, the adviser establishes the investment strategies of individual funds and selects sub-advisers to manage fund portfolios. The adviser also attempts to ensure quality control in the investment process with the objective of adding value compared with returns of an appropriate benchmark and closely monitors and measures risk and return results against appropriate benchmarks and recommends whether sub-advisers should be retained or changed. The combined assets of Harbor Fund and the pension plans managed by Harbor Capital Advisors were approximately $26.9 billion as of September 30, 2005. In addition to its investment management services to the funds, the adviser administers each fund s business affairs.