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When we say we're a longtime local company, we really mean it.

USB’s history dates back to 1996 when our two founders got together to start a company that would help local businesses get the lowest rates and best service in the credit card processing industry. With this goal in mind, USB established its headquarters in Baltimore and currently operates in Towson, Maryland.

Today, we are proud to expand on our legacy by providing state-of-the-art technology, an unparalleled level of customer service and support to the businesses of this community.

We are proud to offer the lowest rates in Merchant Services and are committed to the businesses and people in the local market we serve of the towns in the area we all love.

At USB we are pleased to be a part of the community and strive to maintain a hometown atmosphere while providing superior products and services to our customers.

We believe in families, and we believe that without our “family” of customers we would be just another merchant processing company. 

USB Mission & Values 
The following values represent what we believe at USB, as individuals and as a company, and how we aspire to interact with our customers, our communities and one another.
We deliver for our customers
We share a passion for winning and serving the financial needs of individuals, corporate clients, and institutional investors. We believe that disciplined execution will lead to sustainable and long-term performance.
We trust in our team?
We work together and we strive to be consistent and straightforward in our interactions.
We embrace the power of our people?
We value our differences - in thought, style, cultures, ethnicity, and experience - understanding that diversity and inclusion are good for business and make our company stronger.
We act responsibly?
We are aware that our decisions and actions affect people's lives every day. We hold ourselves accountable and will always go the extra mile to do things right.
We promote opportunity
We are committed to helping each other achieve our potential in order to build a better future for ourselves and our merchants. The customers and communities we serve.

For more information on Smart Processing and  low cost credit card processing services in Maryland. Call us today at 410-828-4286

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Reviews

QM
Q_dinh at M.

01/02/2015

Provided by YP.com

"0" star. This company spammed call my cell phone with a robocall. I made several requests and it has not stopped. I will never do business with this company. I even talked with them on the phone, and they don't care. DON'T TRUST THEM!

L
lcprints

04/09/2013

Provided by YP.com

They are not rude. USB has a great reputation in the community as honest, reliable and great serving credit card processing company.



They help me host a fundraising event every year and are very generous to various programs throughout the Maryland community.



Business to Business is a difficult industry to work in! That is how I acquire clients by calling them. Otherwise I would never have a project to work on to run my business.

L
lcprints

04/09/2013

Provided by YP.com

L
ldprints

11/18/2011

Provided by YP.com
We have been with USB Payment ...

We have been with USB Payment Processing merchant services for 6 years and the savings are proving itself to be great! Not only are we saving with our merchant service, Now with USB's new member benefits program using these business services allow us to save on many other products such as our office supplies and shipping!!!

T
towson123

08/10/2011

Provided by YP.com
This business continues to cal...

This business continues to call time after time without regard to the fact that we don't need their services.

More Business Info

Every Merchant Counts. Save, Connect, Promote & Grow Your Business.Now that's Smart Processing. TM Local, Available, Proven. USB Payment Processing

BBB Rating
A+
BBB Rating and Accreditation information may be delayed up to a week.
Hours
Regular Hours
Mon - Fri:
Sat - SunClosed
Extra Phones

4108284286: 888-727-4286

Services/Products
USB offers several debit card and credit card processing solutions right here in the Baltimore area. We've partnered with leading providers of payment terminals, software and web-based applications to bring you the latest in processing technology. Your USB Merchant Consultant will help you select the technology best suited to the needs of your business and your customers. If you already have technology in place, USB generally can reprogram your existing equipment or provide services to support your current processing method.Processing TechnologyTerminal ?A terminal is a hardware device used to process debit and credit card information. A variety of terminals are available for purchase or rental including dial, IP and wireless.Software ?Payment processing software allows you to process debit and credit cards using your computer at the lowest rates available. It can be installed on a single computer or on an entire network to provide greater access. USB offers software packages customized to specific industries.Virtual Terminal ?A virtual terminal is a web-based application that allows you to process payments using your computer without downloading software. This technology provides flexibility to merchants because they can process payments using any computer or smartphone that has access to the Internet. USB offers a variety of application options.Payment Gateway ?A payment gateway is a web-based application that allows your customers to make payments on your website and you to process them online. Payment gateways are required in an e-commerce environment. This technology offers convenience for merchants and meets growing customer expectation. USB offers a variety of payment gateway options. ProductsUSB Payment Processing has accumulated the depth of experience and knowledge necessary to offer and support the most innovative credit card processing solutions in the industry today. Whatever your business model — traditional POS retail, mail or telephone order, service provider, e-commerce or combination thereof — we can customize payment processing products and services to meet your unique requirements.Here are just a few of the wide selection of credit card readers and terminals we carry. Whether you are looking for wireless, a compact design to save space or an all in one multi merchant terminal we have the product that's right for you.
Payment method
check, all major credit cards
Location
The USB ExperienceGood serviceCompanies with great service have leaders who make it their mission to be a top priority to provide this service. At USB we're not afraid to spend money, hire experts and structure our business around the goal of sterling service.A well-prepared staff.There’s nothing more frustrating than connecting with a customer service representative that has to “grab a pen”, or pull up the s
Amenities
Member Benefits Savings Program A collection of preferred vendors that offer our members exclusive discounts on all kinds of premier business services. Utilize these benefits to save your business money. Networking Find deals that work for you or join together for new opportunities. We are a unique processing company where all of our members are local to each other. Take advantage of this great opportunity and connect with other local business owners. Member 2 Member A network of local businesses offering discounted products and services to each other. This collection of local business owners are waiting to be your next customer and waiting for you to promote your next product or service. Create your business profile and generate offers and create coupons or print coupons. Online Statements Access processing statements and account activity form anywhere you can log on to our website. Stay informed to help your business grow.
AKA

USB Payment Processing Ne

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Merchant Services

Category
Credit Card-Merchant Services
Other Information

Parking: Lot, Free

Wheelchair Accessible: Yes

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