Maunesha Bancshares, Inc

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Farmers & Merchants State Bank, founded in 1897, offers a range of products and services. The bank provides checking, zero balance, individual retirement and savings accounts. It offers home equity, construction, vehicle, personal and student loans. Farmers & Merchants State Bank also provides certificates of deposit. The bank offers home budget analyzers, mortgage qualifiers, and life insurance and disability calculators. It provides mutual funds, stocks, bonds and annuities. In addition, the bank offers credit cards. It provides retirement, estate, insurance and business planning services. The bank s Internet banking service includes information about accounts and point-of-sale transactions. Farmers & Merchants State Bank is a member of the Federal Deposit Insurance Corporation.