Mattress Firm

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These people lie about their interest rate on their 12-month financing plan. They say it is 1.8% APR and just rave about how good it is. That is a VERY good rate, but beware!! That isn't their interest rate, it's their MULTIPLIER. They multiply your invoice amount by 1.8 -- that is an 80% interest rate. So, my $3000 bed ended up costing more than $5000 if I didn't pay it off in 90 days. I was able to pay it off, but I pity anyone unsuspecting who believes the lie and then cannot pay it off. And they will coolly confirm that 80% interest rate when you call them back afterwards.