FNBC Bank & Trust

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State Bank of Illinois offers financial products and services to the customers. Its online banking services and products include direct deposits to accounts, automatic bill payments, a bank-by-phone service, and Visa CheckCard and ATMs. Its business banking services include cash management, short-term financing and merchant services. Its personal banking services include free checking, senior checking, statement savings and health savings accounts. Its trust department offers investment management and trustee services with its affiliate, the FNBC Trust Company. It organizes various seminars for retirement planning, homebuying and real estate investment. It provides commercial, mortgage and personal loans. It has offices in West Chicago, Mokena and South Elgin in Illinois.