US Mortgage Capital

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US Mortgage Capital did a fantastic job with the refinance on our home loan. From the initial phone call to the final signature at the closing, everything went very smoothly with no issues and the complete process was over in 30 days. We now have a new 2.5% loan and our loan payment has dropped over $100 and with the closing costs paid for by US Mortgage Capital. We did have to pay for the appraisal ($400) which took almost 2 weeks and they still closed on-time within the initial loan-rate-lock. Dean Pirovolos was very professional during the loan application process and was so patient answering all our questions/concerns which made such a complex process actually make sense. Also, Dean’s advice through-out the process was spot-on and he always returned emails/phone calls immediately. At closing we had no surprises or issues to deal-with and everything was exactly how Dean had explained. US Mortgage Capital (www.usmtgcapital.com) had the best rates that we could find anywhere and absolutely the finest program for assisting with the closing costs.

We had a complicated application process but Robert Shamie stuck with us and managed to secure a loan that enabled us to purchase our first home. My family just returned to the US after nearly 20 years living abroad, which made our situation a truly unique one with a special set of challenges. He took a proactive and creative approach to surmounting the obstacles that we were presented with along the way, and definitely went to the bat for us in order to find a way to get our loan.

I just wanted to thank Robert Shamie and US Mortgage Capital for the help that you've given me this past two weeks. I have to say that I was a bit nervous switching to a seemingly impossible rate on a mortgage advertised on the internet. The quick turn around from the initial application to the mortgage commitment letter was amazing. I saw all requests answered within hours of when they were made and the information flow amongst you all was seamless. You all made it look easy. And, though I might have been stressed a little bit, every thing was handled quickly and efficiently. www.usmtgcapital.com

Clear, honest, responsive, and incredibly prompt.

I have never dealt with a company that provided better or more timely service than Mortgage Capital Associates. The credit belongs to Mr. Robert Shamie and his assistant, Shaindy Henninger. They were clear, honest, responsive, and incredibly prompt. The actual timeline speaks for itself. Day 1: first contact (by telephone). Day 2: loan application submitted. Day 4 (2nd business day): application accepted and interest rate locked. Day 5: appraisal ordered. Day 6: appraisal conducted. Day 8: written appraisal received. Day 12: loan documents signed. Day 20: new loan funded. In addition to excellent service, Mortgage Capital Associates offered among the lowest rates available. Based on my experience, I would not think of using anyone else.

great fast service, first assessor rejected the loan because cement fiber siding is wavy, they immediately sent second assessor at their expense and made sure the loan went thru. low interest rates and very transparent. highly recommend, first assessor rejected the loan because cement fiber siding is wavy, they immediately sent second assessor at their expense and made sure the loan went thru. low interest rates and very transparent. highly recommend

Robert Shamie and his team were flawless! US Mortagge Capital @ www.usmtgcapital.com



Robert Shamie and his team were flawless! I've refinanced 3 times and have never experienced such outstanding professional service! US Mortgage Capital were unbelievable. By luck, searching the internet for a low rate mortgage I came across US Mortgage Capital. They advertised the lowest rate I could find anywhere online. In addition, they were able to consolidate acquired debt into the refinanced mortgage, something my local smaller branches were unwilling to do. The process was extremely quick, the fasted I've experienced for any mortgage company. The finance cost was completive as well. Robert Shamie and his team were flawless and the communication was outstanding!! Robert answered every question I had promptly and many times it was evening hours!!



I will definitely look them up again if I ever have to go through this process again!