Most so called “credit repair companies” that offer a flat rate pricing are associated with simple online dispute process, in which only addresses a few accounts each month with the three credit bureaus Experian, Equifax and TransUnion. This is done to draw out the process with no graduation time-frame. This is also a simple process you can perform yourself for free with each of the credit bureaus. Lesser credit repair companies do not communicate directly with your collection agencies, creditors, finance companies, or LexisNexis. Thus, depending upon simple credit bureau disputes by themselves. This typically never yields the type of results a client is looking for in credit repair. The Phenix Group has an attorney enforced audit process that not only investigates at the bureau level but also audits the original creditor, original medical facilities, collection agencies, and finance companies to hold them accountable to the letter of the law. This will assist with obtaining the best results, in the shortest amount of time, necessary to achieve your goals.
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Reviews

KL
Kim L.

06/09/2020

Provided by YP.com

Its so much I can say about Joe! I called him after going on a tour to learn about homeownership. I presented to him what I thought wouldve been an impossible task. My situation was that my lease was ending in a few months and I needed my credit good enough to purchase a home. He was VERY thorough when he explained the process and what was required of me during this process.
Joe started on my file in Jan and on May 22nd I closed on my very first home! I have so much gratitude to this man and his team! I never thought I would be able to even buy a home and to be able to do so feels amazing! So thank you Joe so much! You did the impossible in such a short amount of time. I would not be where I am had it not been for you and your team!
To everyone who reads this: I would highly recommend any and everyone who need help with their credit to call Joe!

TM
Tamara M.

02/20/2020

Provided by YPmobile

I was referred by my lender to work with Brian Quinn @the Phenix Group because I was struggling to raise my credit scores. I was previously working with another credit repair company for over 6 months that pretty much just took my money without helping me improving my credit. I gave Brian a call and he immediately got to work. He explained the entire process very thoroughly and ensured that I took detailed notes. After that first call, I was confident I was in good hands and I was absolutely right! Working with Brian has been amazing. We communicated constantly every step of the way. He replied back to my emails or voicemails almost immediately which never happened with the previous repair company. He has helped me raise my scores and also taught me the do’s and dont’s of building credit. After 2 months I saw a huge difference. I have already began to refer friends and family and I will continue to do so!

JJ
Jordan J.

01/27/2020

Provided by YP.com

David Rodriguez with The Phenix Group was amazing! I cannot rave about this company and team enough. They are so knowledgeable and really care about their customers. The market is overwhelmed with many companies but I promise this is THE BEST ONE! David took his time to offer information without taking advantage of me, gave me follow-up steps and has even helped beyond his call of duty. I would refer any and everyone to him who is looking for good quality help.

JT
Jimmy T.

01/11/2020

Provided by YP.com

I'll admit when my mortgage lender first referred me to Brian Quinn at The Phenix Group I was very skeptical! Having already tried to use Lexington Law for credit repair and not seeing any difference in my credit score  the last thing I wanted to do was spend more money and still not be able to purchase a home.

From the very first call Brian told me that once he reviewed my credit reports, if he could not generate the results I was looking for he would  just give me some advice and not charge me anything. I I was still waiting to hear some sort of sales pitch. That was not the case at all! Brian explained their programs in a way that I could understand , the cost of the services was very reasonable and he made it work for my budget!

Best of all we finished the program sooner than expected!!!!! As of last Friday I received a pre approval for my first home!!!!!!!

KW
Kirk W.

12/26/2019

Provided by YP.com

I knew I could benefit from professional credit counseling, but I had no idea where to begin. Thankfully, Joe Camacho was able to take great care of me. You see, I’ve known Joe for many years, so for those who are thinking about getting help, once you talk to him for the first time you’ll feel like you’ve known each other for years. He’s a results-driven, true professional, and really cares about serving his client. After my phone consult, I was told what I would need to do, the cost for the services, how long the process would probably take and what to reasonably expect the outcome to be. I found it very reasonably priced, less than I expected, and simple. The process happened just like Joe laid it out and I did as I was told. I did not have to converse or correspond with any of the creditors. At the end of the process my score was raised over 120 points and I could not be happier with the outcome. I’ve never been able to get auto loan interest rates this low in my life, and I also recently qualified for my first $25k credit card. In addition, maintaining my security clearance never has and definitely never will be an issue down the road. I fully recommend him and will tell you if you call someone else you’ll be making a huge mistake.

VG
Vasthi G.

12/16/2019

Provided by YP.com

The best credit counseling company! A friend highly recommended The Phenix Group and without hesitation I reached out to them. I was put in touch with Brian Q., who from the very first moment explained the entire process to me. He gave me so much confidence and hope I began my credit repair journey with them. Not only has Brian always taken the time to answer my questions and concerns in a very timely manner but, he has also educated me along the way on different aspects of how credit works and how to care for it.
I am very pleased with the final results. My scores went up over 100 points and I have now begun accomplishing the important life changing goals I have for my family.
I highly recommend Brian and The Phenix Group for your credit counseling needs. You will not be disappointed!

JW
James W.

12/02/2019

Provided by YP.com

I am a mortgage loan officer that has referred many clients to Brian Quinn at the Phenix Group. He is always super helpful to them whether he can help them or not. The clients he is able to help that follow his suggestions have come back to me and we have been able to buy a house when before they did not qualify. I can not express enough how great it is to have a company like The Phenix Group out there helping honest people get their credit repaired.

RA
Ricardo A.

09/01/2019

Provided by YP.com

Recomiendo a Rafael Pérez a cualquiera que necesite reparación de crédito. Busque compañías de reparación de crédito en el pasado y no pude encontrar una compañía en la que pudiera confiar. Finalmente fui a un realtor para ver cómo comprar una casa con el credito que tenia y el me dio el numero de Rafael. Después de algunas conversaciones, decidimos seguir adelante y unirnos a su programa. Fue realmente difícil hablar con alguien sobre mis problemas de crédito, pero mi esposa y yo sentimos que podíamos confiar en Rafael, y hasta ahora está haciendo exactamente lo que nos dijo que haría.

AD
Andrew D.

08/31/2019

Provided by YP.com

I contacted the Phenix Group to get some help with my credit. Even though they were not able to help me, Rafael Perez was very kind and very detailed on explaining the reasons. I really appreciate his honesty and all the good advice that he gave me. If you want an honest company working on your credit give them a call.

MP
Maria P.

08/31/2019

Provided by YP.com

If you need to get your credit back on track call Rafael Perez!! I have been working with him for the last couple of weeks and I can’t say enough great things about the service that he provides. He is very friendly and answers all the questions I have.

HM
Hydress M.

08/28/2019

Provided by YP.com

Mr Rodriguez was a pleasure to work with, honest never promised me anything. I am truly happy with the outcome. Thanks

HP
Hak P.

08/15/2019

Provided by YP.com

I was referred by a realtor friend to The Phenix Group. When I called I ended up speaking with Rafael Perez. He took the time to listen to my credit issues and provided me with very detailed information about their services and how they would assist me in reaching my credit goals. I felt very comfortable speaking with him and decided to use his services, so far I am seeing great results with my credit and can’t wait to see the final results and become a homeowner . I highly recommend Rafael Perez. He is very informative and knowledgeable and is able to explain things in a way that I can understand better how credit works.

LC
Lisette C.

07/03/2019

Provided by YP.com

Brian has significantly helped with my credit! From our first conversation Brian has walked me through the whole process and even followed up on a weekly basis. He has deleted over 52 Collections from my credit report and I am now in the 700’s and ready to buy our new home. I have spread the word to our friends and they are currently in the process of working with Brian.

Thank you, Brian and the Phenix Group!

OB
Os B.

06/06/2019

Provided by YP.com

Brian Quinn has done an amazing job with removing all negative items off all three credit reports, which held me back from buying new car. My wife was a little skeptical during the signup process because she was not sure if i was just throwing my money away with no results, but that all change once Brian Quinn spoke to my wife about the program and my wife was able to see results from the program within the first two months. I can say Brain mentor me through the program as he always call and email me. I look into other credit repair company before I came across The Phenix Group and was the best decision that I could have ever made for my financial future. I would recommend Brain Quinn with The Phenix Group as he is very professional and will make sure you well taking care of throughout the program.

JM
Jason M.

03/20/2019

Provided by YP.com

I highly recommend Brian Quinn and the team at Phenix! He has kept me informed throughout the process and very relatable. So far they've knocked off 40+ negative/inaccurate marks off my credit reports, greatly increasing my credit score.

JL
Jimmy L.

02/21/2019

Provided by YP.com

Joe and his team are nothing short of amazing. They got my credit completely turned around and have me sitting higher than I have ever been and imagined could be. He was diligent and stood by me the entire time when others failed. He's the only one I will ever trust!

MD
Matthew D.

02/19/2019

Provided by YPmobile

First I would highly recommend Mr. Joe Camacho from the Phenix Group.
His professionalism and willingness to explain exactly how the process works was very easy and simple to understand. If ever I had a question Mr. Camacho would get with me asap, also at anytime I needed I always felt number one on his list. Mr. Camacho was very easy to work with hands down. I'm also a veteran and his knowledge with working with veterans and knowing what is available for veterans is second to none.

JS
Josejesica S.

12/21/2018

Provided by YP.com

Great great service by joe Camacho he is excellent at what he does and professional. I am more then 100% satisfied with his service. When we started this process my husband had a credit score of less then 580. Joe explained step by step what we had to do and what he was going to do. He was always available to answer any questions we had. Now my husband has reached almos 700 on his credit report and we are all set to buy a home. I will always recommend joe because he truly cares about his clients. After we reached our score goal he still was looking into my husbands credit to make sure he had the best score possible. I can’t thank him enough for what he did for us and now we are ready to buy a house. It doesn’t matter how bad your credit score is Joe will do anything he can to bring it up.

SH
Stacy H.

10/30/2018

Provided by YP.com

Joe at the Phenix Group has been incredibly helpful ever since I first contacted him. Because of Joe, I was able to buy my very first car!! I am forever grateful and will refer everyone I know to the Phenix Group!

TT
Thomas T.

10/29/2018

Provided by YP.com

I really appreciate this company. Working with Joe was unlike any other working relationship I have had. He is personable, compassionate, and dedicated to getting the best results with his credit repair service. I had some old debt that the collection agencies were not leaving me alone about totaling $12,000. I became unemployed 8 years ago and couldn't pay my bill and when I was able to, the accounts went into collections. My credit had gone up when I paid off my car earlier this year and I was sitting at 695 mid FICO when financing my new car. The dealership told me to clean my credit up and refinance in 6 months. The finance manager knew Joe personally and referred me. He said he was top notch and would get great results. He did just that! My credit got cleaned up and I am sitting at 770 mid FICO score and I just refinanced my car. I just want to thank the team at Phenix Group and Joe for all of your hard work. Thank you for putting up with my incessant calling asking how things were going. After seeing the results, I really didn't need to be so nervous. You guys rock!!!

More Business Info

Rise from the Ashes of Bad Credit Fully Restored

Hours
Regular Hours
Mon - Thu:
Fri:
Services/Products
  • Credit Restoration
Payment method
all major credit cards, cash
Category
Credit Repair Service
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